business logo of ScoreSense

ScoreSenseReviews 1,784

3.7

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At ScoreSense®, empowering people with the credit insights, tools and personal support to make better-informed decisions about their financial lives is our sole focus. Having your credit scores is important, but understanding what’s behind them is critical. ScoreSense fills the gap that other credit score providers simply don’t.

Not only does ScoreSense provide all three credit scores and reports from TransUnion®, Equifax® and Experian®, we also analyze your latest credit data to show you which factors are most affecting your scores – and possible steps you can take to protect your credit. The ScoreSense app and easy-to-use tools equip you to understand your credit; credit alerts notify you of changes and potential threats; and a credit specialist is ready to answer your questions and help you make sense of your scores and reports, every time you call or chat online.

The ScoreSense team is available to answer your questions seven days a week at 1-800...


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ScoreSense Reviews Summary

ScoreSense has a rating of 3.7 stars from 1,784 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with ScoreSense most frequently mention credit report, good experience and customer service. ScoreSense ranks 1st among Credit Reports sites.

This company responds to reviews on average within 4 days

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Mississippi
1 review
0 helpful votes
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Awesome job
December 18, 2019

Thanks yall are awesome works hard working people thanks again thank you thank you thank you keep up the good work

Date of experience: December 18, 2019
Washington
1 review
0 helpful votes
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Just what I needed
December 18, 2019

I needed all three credit scores and this site gave me what I needed.

Date of experience: December 18, 2019
New Mexico
1 review
0 helpful votes
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Awesomely
December 18, 2019

Had no idea that was in there,,
Now I'm on the right path to correct any tarnishes on my report, thank you, I just wish I would have joined a lot sooner.

Date of experience: December 18, 2019
California
1 review
0 helpful votes
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Good
December 18, 2019

Easy to use. The app is also easy to use. I Would recommend it to others to family, friends, and coworkers.

Date of experience: December 18, 2019
Texas
1 review
0 helpful votes
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Good
December 18, 2019

I will reactivate next month January 2020 for the whole year am in process rebuilding my credit payment will be available January 3,2020

Date of experience: December 18, 2019
Illinois
1 review
0 helpful votes
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Bad business practice
December 15, 2019

Legal or not, these automatic enrollment free trial offers are an unscrupulous business practice. Company's should be required to provide notification that the free trial period is ending and that enrollment and billing will be processed unless the customer declines. By the time I noted that my account was being charged it was almost 1 month. When I contacted them to cancel they said they would have to submit the request for refund for approval. I recieved the attached notification that the request was denied based on the length of time the account had been active and services that had bern provided. I did not recieve any communication after I signed up for the free trial period. I consider this a scam.

Date of experience: December 15, 2019
Tennessee
1 review
3 helpful votes
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I would recommend Scoresense to anyone. They have watched my accounts to make sure they haven't been compromised in any way.

Date of experience: November 24, 2019
New York
1 review
0 helpful votes
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I would not recommend
November 21, 2019

I am disappointed with ScoreSense. I tried them for 7 days because I was applying for an auto loan online & it requested that I sign up with ScoreSense; so I did. Then when I was checking my bank account; I seen that they were taking the $29.95 fee out; I called immediately to cancel. Due to when my bank posts things; I was cancelling on day 8. As the 1st rep was explaining to me that he would cancel for me; I was trying to ask about a refund, when the line went dead silent. I called back & explained to the 2nd rep whom I was talking to and that the 1st rep cancelled my account, but I needed to know about a refund. The 2nd rep informed me the account was cancelled; yes sir I was already aware of this. I want to know if there will be a refund or at least a refund request. Finally the 2nd rep stated he would put in the request & I would hear something within 1-2 business days. Not even 24hrs later; I received email from ScoreSense that they will not be refunding the $29.95. Well, I have nothing to show for the $29.95 except a bad taste for ScoreSense. I will not be referring anyone I know to this company. Thank You ScoreSense for the lack of understanding, compassion or good customer service.

Date of experience: November 21, 2019
North Carolina
2 reviews
0 helpful votes
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Refund
November 21, 2019

Somehow I subscribed to the service unknowingly for 10 months, yes, it was my fault not check my credit card draft, but the way it started was unclear to me at the time when I used the "free" credit scores the one & only time. When I asked for refund, I was rewarded a $1.00 after my explanation of never used the service. Since lost of my wife last year I have been dealing with huge amount of medical debts and collection agencies, thus for the concern of my credit rating. However, never used the service didn't seem to matter to the accounting folks I was dealing with.

Date of experience: November 21, 2019
Colorado
1 review
1 helpful vote
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Did not work for me
November 20, 2019

After the 7 day trial, I tried to get into the system, your site told me that account was not available, so I tried again in April and it said the same thing

Date of experience: November 20, 2019
Astra Z. ScoreSense Rep
over a year old

Hi Lloyd, we are sorry that you had technical issues when trying to sign up as a member with ScoreSense. There could be many reasons you were not able to sign up successfully, such as not being able to authenticate you, or you may be new to credit and have no file/thin file at the bureaus. We have sent you a private message to request further information. Thank you.

Texas
2 reviews
4 helpful votes
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Rip-Off
September 10, 2019

I inadvertently enrolled in "scoresense.com" where you can check your credit rating. You can check your credit rating for free on multiple sites, so I'm not even sure how I did this. But, I had a $1 enrollment fee on my September credit card statement and an additional $29.00 fee for the August monthly fee. Why would anyone want to pay $30/month to check their credit report? These people must get everyone at least one time. I suppose it pays off for them... I called to have these charges removed from my credit card, stating I had no idea I even enrolled in anything. They did reverse the $1 but denied the $29.00 fee. I will be calling my credit card company to attempt to have the charge removed by them. BEWARE. At the very least you'll waste time getting rid of their erroneous charge. But, you may get dinged for $29.00 - this kind of company should be illegal. They seem to have my social security number too - very disturbing. Did I give it to them?! I think their site popped up when I was looking at something my bank or credit company sent me. I wish I could remember how I got introduced to their site in the first place, so I could file a report with the Consumer Protection Agency.

Date of experience: September 10, 2019
New Mexico
1 review
2 helpful votes
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SCAM RIPOFF
March 23, 2019

The only reason for one star is you cannot give negative or zero stars. This company is a total ripoff. DO NOT fall for their 'free' credit checks.
ScoreSense Identity protection for $29.95 per month
TRANSACTION DATE BILLED AMOUNT REFUND STATUS 03/08/2019 $39.95 Not Approved The refund decision is based in part on how long the account has been active and the services provided.
I was a 'member' for 7 days before I caught their charge. Note: $40 not $30 to start with. They provided NO services, no anything in the 7 days, yet refuse to refund. Filed with CC processor.

Date of experience: March 23, 2019
Connecticut
2 reviews
3 helpful votes
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Not trusting
February 19, 2019

I applied for my credit report and score and did not get it. When I canceled the next day they took $39.95 out of my account without my authorization. I emailed them a few times but got no where.

Date of experience: February 19, 2019
Colorado
2 reviews
3 helpful votes
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STAY AWAY! Major scam
August 7, 2017

Had to call in in three times to cancel the account and they would not reimburse unauthorized charges they made on the account. Really bad news. DO NOT GIVE THEM YOUR CARD>

Date of experience: August 7, 2017
Louisiana
1 review
2 helpful votes
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Tried to cancel on the 11th day after I found out this company was not worth it... and that they would charge big fee every month after the 10 day trial. I called on monday and they said the 10th day was a sunday and i should have called to cancel on sunday... no sympathy for me in getting refund of the $30.00 charge they put through right away. Stay away from these guys.

Date of experience: January 28, 2014
California
81 reviews
219 helpful votes
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Very questionable site
October 10, 2013

Very questionable site. I have received several emails identifying me as "Christina" and informing me of "changes" to my credit. I think this is some bottom-feeding scam site hoping to dupe people into buying unneeded services to track their credit scores.

Date of experience: October 10, 2013
Illinois
2 reviews
6 helpful votes
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Terrible and malicious operation which advertises "$1" credit report and then uses your credit card card information to automatically charge you for renewals which approvals are some embedded in your initial acceptance for the $1 charge. More than likely this is legal, but it is morally wrong and doing severe injustice to the unsophisticated consumers. After repeated charges, I finally had to change my credit card number to get them to stop charging me. Stay away from this scam at all cost. You can get a FREE credit report once each year from your local bureau by just calling them.

Date of experience: July 10, 2013