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Vanguard has a rating of 2 stars from 44 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Vanguard most frequently mention customer service and financial institution. Vanguard ranks 137th among Financial Advisory sites.
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Vanguard is in my mind the very best financial services company for 90% of Americans. The reason is that it's not a for-profit company owned by random equity holders, it is instead owned by its customers--that is if you buy shares in a Vanguard Fund instead of the profits from managing your money going to some equity holder on the NYSE, the profits go back into reducing your fees. For that reason, Vanguard index funds, and all products for that matter (ETFs, brokerage, IRA, Roth IRA etc.) are really the best deal around.
Answer: Hi isajo b. I would call your advisor and ask some important Questions! Like how stable the portfolio would hold up under todays market. And keep asking till you get a satisifactory answer. Be presistant!