I am an avid online shopper; yet, my latest expertise unfortunately (after almost a year of intense research) is standing firm on an insurance claim in a flooded house, insurance practices, rights, depreciation negotiation rights if necessary, qualifications of adjusters, and through FEMA. EPA, Center for Disease Control (and everything I could find to read), the effects of a home being left damp after water mitigation, mold spores being airborne, etc.!