Credit KarmaReviews 187

I have been using this Credit Karma website for quite some time.
It wasn't until they lowered my credit score 9 points based on information they supposedly received from Trans Union which also changed all my credit limits of my 11 credit cards to zero. I do not mind the credit score but the false information that my credit limits were reduced to zero made it hard for me to tolerate.
I contacted 1 or 2 of my credit card issuers and they told me that my credit limits were OK and that I was in very good standing with them.
I contacted Credit Karma and they said that their records were based on what Trans Union gives them and told me to contact Trans Union which I did.
Trans Union was very helpful and they showed that all my credit card limits were OK and in good standing and told me to contact Credit Karma. Sounds like a runaround right?
So this is why I am writing this.

Gives you access to you credit score (TransUnion credit score, not the FICO credit score) for absolutely free. Unlike other credit score or credit report offers which only offer a free trial (and are often an absolute pain to cancel), Credit Karma does not even require a credit card to sign up. Could be an important tool to use throughout the year in addition to getting your free credit report once a year with AnnualCreditReport.com (the real US government site).