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Self Reviews Summary
Self has a rating of 1.7 stars from 215 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Self most frequently mention credit card, customer service and late fees. Self ranks 338th among Loans sites.
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Charged unnecessary fees for no reason, even after I have paid their service fees, literally took more than half of my deposit, didn't achieve much through them, so I canceled the account, I will not recommend it to anyone!
They told me my account needs to be reviewed first and then I would get my payout? Y'all didn't need to review my account when y'all was taking my money so why now? The email I was suppose to receive about the review never came. Now my credit score is messed up and I'm out on my money.
I had auto pay set up, Now that I completed the 18 months term, it says I saved $0. So no $ back... Insane!
And the credit card keeping my $ hostage. Almost $900.
Signed up for them. Paid their Fee. Agreed to an outrageous 20% interest rate. With a promise of a better score. Second they appear on my report… My score drops 16 points. Now the process of removing them and I can only imagine more fees.
Absolutely the worst. I never used their credit card and they reported a late balance to the credit bureaus. Completely screwed me over. I was never contacted before they reported.
This app is insanely productive and a major asset for those who want to build credit from humble beginnings. Starting at a high 4 breaching 5 opened one and made on time payments. Now I have been given the opportunity to open other lines and have increased my credit line substantially in 2 years. Thank you self.
I didn't believe this would work as well as it has. My mom referred me to try this out for $50 a month and she said it would build my credit. I didn't believe her but I tried it anyways and self has helped me so much since last year! Now I'm done with the first year and at one point my score was up over 100 points!
I did it! This was a long process but i hope it helped my credit in the long run!
It's a process, but a very genius process. It helps tremendously.
Since joining the Self Credit Building Community I have learned how the credit system works by keeping my credit cards below the 30% margin. My Credit Score has risen by 120 points. Awesome way to boost your credit scores!
Self credit app definitely does the job it boost my credit over 60 points I will recommend this too any individual wit bad are good credit too involved GO SELF!
CUSTOMER SERVICE CANT BE REACH,PLEASE STAY AWAY FROM THESE PEOPLE IF YOU DONT WANT TO LOOSE YOUR MONEY
I joined self, to what I thought, will help build my credit. After faithful payments for 5 months, no progress. No change! My credit score haven't went up not one point since joining. A waste of time and money!
I then joined credit repair and seen a drastic change, in my credit score within a month.
Awesome! Self help me with my credit score I used self for two years now and still is using self credit and will still continue to use it
This is the second time I have established a credit builder account! I am planning to do another too.
I have begun rebuilding my credit as well as saving money.
I started this about 2 years ago and it was great at first. However when going to close both my credit builder and self credit card I ended up having issues. I was told it was closed and almost a year later I get an email saying I'm still being charged and they are not doing anything to fix it. If I would have known this 2 years ago then I never would have started it.
I personally want to say thank you to The Self Organization. When I first started I was not sure if this was going to help my credit or not, but I can truly say this was the best credit building ever!
I joined this company in 2019. Paid perfectly for 12 months as agreed and the account was closed. 2 years later they are hitting my credit saying there was $1.90 in interest and that now I'm $70 behind even though I had a zero balance at time of closure. I have all the documents proving this fact! They have killed my credit and refuse to correct it. I'm filing with the BBB. DO NOT SIGN WITH THEM. THEY WILL STEAL FROM YOU AND IF YOU DONT PAY THEY DESTROY YOUR CREDIT!
When I joined Self my credit score was a 480, I joined self under the 24 month loan program and my credit score shot up to 680 allowing me to purchase a home. If it wasn't for Self Lender I would've still been stuck in the 400s.
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members