FlexShopperReviews 789

If you're looking to utilize FlexShopper for your next appliance or furniture set or other, it's not a bad idea. There are no hidden tricks or scams with this company. I've used them for several years and have only had one complaint, hold times on the phone. My experiences have been awesome. So if my review counts, I hope I've eased your mind about utilizing FlexShopper for your next purchase.

Pros:
You can buy pretty much anything of real value
Friendly customer service
Simple and fast ordering process (Within 24hrs)
90 same as cash
Early payout option
Pay weekly, bi-weekly, or monthly
52 week agreements
Increase in available spending limit each time you pay off a previous lease

Cons:
Rental cost TOO DAMN HIGH (applied after 90 days)

For those of you who left complaints...

First of it's basic simple math even a 5 year old can understand. If you sign a lease agreement you already know you have 90 days to pay off the item price plus $50 they take on as their "service fee." If you do not pay it off on the 91st day the "rental fee" is applied. Usually 1.5 times the cost of the item you're buying. Is anyone confused from this point?

Everything is written clear as day in the contract. Plus, if you should have any billing questions there is a toll free number or online chat option for concerns. Now, I agree if you have a double debit charge that could be a system glitch. If the amount is a lump sum debited, well in my experience the only time this happens is when I request a pay in full to be authorized. So not sure what these people are talking about.

In all, I usually pay off my items within th 90 days. Suggestions, dont buy into more than you can afford. If you buy something that costs $1000 make sure you can pay that off in the 90 period. Otherwise you could pay up to double that within the 52 week period if you just pay the minimum. And even though there are no hidden games or tricks, its still a good idea to read some of the agreement so you can understand what you're buying into just like anything else.

I live on a cash basis only; I do not have or want credit cards, but sometimes, especially around holidays and/or birthdays, I would like to get something and might not have enough saved. (I also wanted to replace some furniture that was outdated). I have purchased over 30 items with FlexShopper! THIRTY+. Never had a single issue; no double charges, no unauthorized debits... I find the other reviews to be ridiculous. It leads me to believe people are not reading the fine print; if you do not purchase the item in the 90 day period you will pay more, a lot more. Remember that! I have never gone over the 90 days - I don't purchase anything I don't think I can pay off in 90 days.

I have purchased:
Apple MacBook Pro (2)
Home speaker entertainment system, including speakers, receiver
Best blu-ray player on the market
Apple TVs (2)
Dyson Vacuum (2)
Family room sectional
Library leather couch
And so much more.

Absolutely not a single issue and customer service has always been professional and helpful.

This page is a RIPOFF, who abuse of people who cant afford paying the item in full. I was looking to buy some apple airpods. I know they cost less than 200$ at Walmart. But i checked in here they cost almost the triple of the actual price at the apple store. They basically double up the price to get more money from people. Im soo glad i did my research and decided not to give this company a penny. People if u cant afford it DONT TRUST THIS COMPANY. LOOK FOR MORE OPTIONS!

I don't like to give negative comments on other people but I believe this will be helpful. I passed an order yesterday night that was declined an hour later and I will get my security deposit refund in 3 days but that was not the issue. The issue was the agent Luella not letting me finish my sentences so I asked her if she could let me finish talking. When I finished and answered her question she literally told me "That's all I needed to know sir". I guess she had to get the last word but it's fine by me. Even though the item was in the site she told me that i needed to open a personal shopper to get it. I am just waiting for my refund and will probably not use the website again. I read the reviews before but told myself i would give it a try. But my experience so far has only been red flags. I am sure the company can improve and strive though cause it's overall a good idea.

In a bind and desperate for tires and brakes, I let NTB convince me to use this service. The total purchase price was only $1455. 78 ended up costing me $3250 and I exercised the early payment option, only "leasing" the equipment for 25 weeks. The terms are difficult to understand and customer service is not helpful in explaining the early payoff during the initial process. Unless you have no other alternative, you should avoid this financing option.

Do not use flexshopper or give them access to your bank account. If you do, you will be sorry. Believe me when I say this, they take money that is unauthorized from your account. They say they don't but contact me and I will email you what they took in one day. Did 8 withdrawals from my account using different amounts. Fraud fraud fraud.

I have never written a review before but i felt like people need to know. I have been a long time customer. I've always made my payments and paid off all items. For some reason this year, flexshopper started doing multiple charges and not recrediting my account, they also would charge my account on days that arent authorized. I had called in so many times to fix these issues only to find they never were or that my conversations werent documented on my account. I constantly took time out of my days to get things fixed that were there issues. I then called because they started charging my account a bunch on one day and had to have my bank handle it. I called to speak with a supervisor (HIS NAME IS JONATHAN) who not only was extremely RUDE but interrupted me, wouldn't let me speak, put words in my mouth and said I refused to pay and would put a note on my account of repossess when I never asked or denied paying. I am completely disgusted with this company. I hope no one goes to them.

Don't do it! I had a issue with my card and a payment didn't go through, I called them and told them I would be getting a new card but I just received a replacement with the same numbers, instead of calling I just allowed the regular charge to come through... oh they definitely charged the regular payment but KEPT CHARGING! They took atleast 200 and kept charging until it started declining. Ofcourse I called FURIOUS. They told me because I didn't call with the new card information they sent my account the a different department and I was charged for everything I owe. My question was, why wasn't I informed? And I also stated the OBVIOUS... clearly my card information didn't change because you have my money... so I want a refund for the extra charges. He refused to give me one. So I blocked them from being able to charge my account. I gave them an account I don't get paid on to control what they can take. It's sad I had to do so but I do not trust the company what so ever. If your a customer I suggest you do the same. The moment I can pay this completely off I will and I do not recommend this company to anyone! Horrible.